FN Insurance Advisory

Reward details

APB Members can receive an 3.2% rebate on their FN Insurance Advisory total premium costs when they register their interest here first.

Disclaimer: Excludes Home Warranty Insurance and Workers Compensation

Who is FN Insurance Advisory?

FN Insurance Advisory delivers specialized construction insurance with over 20 years of combined underwriting and broking expertise. Led by Managing Director Fariha Neda, FN Insurance brings rare dual perspective experience from both underwriting at leading specialist insurers and advocating for clients as a broker.

As a Corporate Authorised Representative of Community Broker Network (Steadfast Group), FN Insurance accesses 80+ insurers including Lloyd's of London and specialist construction underwriters, delivering institutional market access with personalized service.

Credentials:

•   Corporate Authorised Representative (CAR 1318594)

•   Authorised by Community Broker Network Pty Ltd (AFSL 233750)

•   20+ years insurance industry experience

•   Specialist expertise in Financial Lines, Professional Indemnity, and Construction Insurance

What FN Insurance Does

FN Insurance specializes exclusively in residential construction insurance, focusing on custom homes, duplexes, townhouses, renovations, and design & construct projects. Their unique approach combines:

•   Dual sided expertise - Understanding both how underwriters assess risk and how to structure applications for approval

•   Construction sector specialization - Deep knowledge of liability exposures, defects periods, subcontractor verification, and Home Warranty compliance

•   Transparent, education first approach - Clear advice on coverage, exclusions, and claims without jargon or pressure

•   Proactive risk management - Identifying coverage gaps before claims happen

How FN Insurance Helps APB Members

The APB Partnership Advantage

Through this exclusive partnership, APB members receive:

3.2% Quarterly Cash Rebate - Substantial cost savings through rewards

Specialized Construction Coverage - Insurance programs tailored specifically to residential building risks

Institutional Market Access - Competitive pricing and higher coverage limits not available through retail markets

Expert Claims Advocacy - Strong support when members need it most, ensuring fair claim outcomes

Complimentary Insurance Reviews - Full coverage assessment, gap analysis, and risk management recommendations for all APB members

What Makes This Different

FN Insurance understands the unique pressures residential builders face - from navigating Home Warranty compliance to managing Design & Construct liability and defects liability periods. Unlike generalist brokers, they speak your language and anticipate risks specific to residential construction.

Their approach puts your interests first with transparent recommendations on coverage limits, policy structures, and when it makes sense to self insure certain risks. The goal is protecting your business and reputation, not maximizing premium volume.

Insurance Solutions for APB Members

Core Construction Coverage

Professional Indemnity/Design and Construct PI

Protects against claims for negligent acts, errors, or omissions in professional services, design work, specifications, and advice.

•  Coverage up to $20M per claim

•  Unlimited retroactive date options

•  Defence costs included

•  Regulatory costs coverage

Public & Construction Liability Insurance

Covers third-party bodily injury and property damage from construction operations.

•  Coverage up to $20M per occurrence

•  Site accidents and neighboring property damage

•  Contractors and subcontractors coverage

•  Products liability

Contract Works Insurance

Work in progress protection with project-specific or annual coverage options.

Mandatory Insurance Compliance

Home Building Compensation (HBC)

FN Insurance facilitates your HBC coverage by guiding you through compliance requirements, connecting you with authorized providers, and ensuring certificates are obtained efficiently for each project.

Workers Compensation Insurance

Mandatory coverage for employee injuries with proper structuring to manage deemed liability for uninsured subcontractors.

Specialized Construction Coverage

•  Statutory Liability - WorkCover, Fair Trading, EPA, council breaches

•  Environmental/Pollution Liability - Excavation, contamination, asbestos disturbance

•  Asbestos Liability - Knockdown rebuild and renovation specific coverage

•  OCIP Programs - For scaling builders doing larger developments

Business Protection Coverage

Asset Protection: Motor Fleet Insurance, Construction Plant & Equipment, Tools of Trade

Business Continuity: Business Interruption, Management Liability, Cyber Risk Insurance

General Business: Commercial Property, Crime Insurance, Trade Credit Insurance, Legal Expenses Cover

Register here to claim your complimentary insurance review.

Special Terms & Eligibility

This reward is only available to new customers of FN Insurance Advisory who are current members of the Association of Professional Builders (APB).

Existing FN Insurance Advisory clients are not eligible to receive this reward.